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Post by Deleted on Oct 2, 2013 13:52:26 GMT -6
Anyone laid off? Have their hours reduced? Had their company-paid insurance policy ended and told to go on a state exchange? Lost coverage for a spouse and/or children?
Srs question; no rant intended (at least for now) against the Current Occupant of the WH.
In our house, Tweetsie's former employer is kicking several thousand of us retirees off company-supported insurance plans similar to what we had when we worked and on to plans obtained through exchanges, with a company subsidy. Several problems with that: the envisioned subsidy will come nowhere close to replacing what the company currently is paying, meaning significantly higher out-of-pocket expense to the retiree and their families; the plans themselves will have far fewer benefits and the networks are low budget that mostly include new or lower-ranked doctors trained outside of the good ol' USofA; it's not what we signed up for when he went to work for the company and sacrificed time with families and personal holidays over several decades. I know I sound like an old fart; probably cuz I am.
Mrs. Tweeter, a public school teacher, is hearing that her district is considering limiting coverage to only the employee, no spouses or families, and/or possibly limiting hours and pushing employees onto exchanges.
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Post by NotMyKid on Oct 2, 2013 14:03:09 GMT -6
So I'm guessing you retired before 65, correct? Sounds like you have plenty of money to take care of things if that's the case. Otherwise get a part time job to make up the difference.
As I said before the rollout is a total clusterfuck but other than that no problems, I will let you know in 6 months.
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Other
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Post by Other on Oct 2, 2013 14:07:10 GMT -6
What we learned today is your former employer sucks ass.
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Post by Incogayno. on Oct 2, 2013 14:32:33 GMT -6
What we learned today is your former employer sucks ass. This. My employer already made it clear they will not be changing anything.
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Post by Deleted on Oct 2, 2013 14:47:47 GMT -6
Scoots, Other you are very fortunate. Hope you continue to be lucky ...
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Post by Master Blaster on Oct 2, 2013 14:57:02 GMT -6
County only pays for the employee here, same with the school district. After that, premiums can cover family. Fam of 4 is 500/ month. And that is before obamacare. No idea what the change will be but rigt now there is no change.
Thank God for the ole tricare retiree plan that uncle offers us old military guys.
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Post by NotMyKid on Oct 2, 2013 15:23:39 GMT -6
County only pays for the employee here, same with the school district. After that, premiums can cover family. Fam of 4 is 500/ month. And that is before obamacare. No idea what the change will be but rigt now there is no change. Thank God for the ole tricare retiree plan that uncle offers us old military guys. That's fucking dirt cheap. The single premium for the IC school district is about $500.
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Post by busabus114 on Oct 2, 2013 17:13:23 GMT -6
I work with several small businesses who have 50-60 employees and they think it is more cost effective to eliminate positions to get under 50 FTE to eliminate ACA requirements so that is what they are planning to do
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Other
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Post by Other on Oct 2, 2013 17:23:32 GMT -6
Scoots, Other you are very fortunate. Hope you continue to be lucky ... Thank you and you're right I'm fortunate, ridiculously fortunate in the larger scheme of things. This is exactly why I support 'Obamacare' I recognize that there are many many people in the world that aren't and never will be as fortunate as me and those people could really use a fucking break. Incidentally this is also why I hate rich entitled white guys who somehow think their success in life isn't, in large part, due to their good fortune.
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Post by TaterWanger on Oct 2, 2013 17:29:45 GMT -6
I work with several small businesses who have 50-60 employees and they think it is more cost effective to eliminate positions to get under 50 FTE to eliminate ACA requirements so that is what they are planning to do So rather than continue to grow and expand they are electing to contract and not work as hard. Sounds like they are lazy Americans who'd rather sit around looking for a handout then work hard.
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Post by Deleted on Oct 2, 2013 17:52:14 GMT -6
I work with several small businesses who have 50-60 employees and they think it is more cost effective to eliminate positions to get under 50 FTE to eliminate ACA requirements so that is what they are planning to do So rather than continue to grow and expand they are electing to contract and not work as hard. Sounds like they are lazy Americans who'd rather sit around looking for a handout then work hard. Or grow by bringing in contract workers that they don't have to give bene's to.
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Post by NotMyKid on Oct 2, 2013 19:27:18 GMT -6
So rather than continue to grow and expand they are electing to contract and not work as hard. Sounds like they are lazy Americans who'd rather sit around looking for a handout then work hard. Or grow by bringing in contract workers that they don't have to give bene's to. I don't see that happening a ton, but industries that can 1099 workers will certainly do so if others start. Small business is where I think you will see a bigger number of dropped plans. They will pay more or set up a defined comp plan and tell their workers here's $200 more a month you're on your own.
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Post by Deleted on Oct 2, 2013 19:34:49 GMT -6
Scoots, Other you are very fortunate. Hope you continue to be lucky ... Thank you and you're right I'm fortunate, ridiculously fortunate in the larger scheme of things. This is exactly why I support 'Obamacare' I recognize that there are many many people in the world that aren't and never will be as fortunate as me and those people could really use a fucking break. Incidentally this is also why I hate rich entitled white guys who somehow think their success in life isn't, in large part, due to their good fortune. BOOM. Post of the fucking decade. High five, Otter.
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Post by NOTTHOR on Oct 2, 2013 20:08:00 GMT -6
Or grow by bringing in contract workers that they don't have to give bene's to. I don't see that happening a ton, but industries that can 1099 workers will certainly do so if others start. Small business is where I think you will see a bigger number of dropped plans. They will pay more or set up a defined comp plan and tell their workers here's $200 more a month you're on your own. Most industries can't just 1099 folks because the distinction between independent contractor and employee is a facts and circumstances based test and employers fuck it up all the time and then get hit with all kinds of penalties and shit. The temp staffing agencies can gap fill on a lot of this stuff but the issue is you are likely to get some fucking tard coming out. But I could envision this model becoming even more prevalent. Hell, I could imagine a scenario where basically to work 40 hours a week you'll need two staffing agency jobs because the staffing agencies are gonna keep you under 30 hours so they don't have to pay the fucking tax or provide healthcare.
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Post by NOTTHOR on Oct 2, 2013 20:09:38 GMT -6
Thank you and you're right I'm fortunate, ridiculously fortunate in the larger scheme of things. This is exactly why I support 'Obamacare' I recognize that there are many many people in the world that aren't and never will be as fortunate as me and those people could really use a fucking break. Incidentally this is also why I hate rich entitled white guys who somehow think their success in life isn't, in large part, due to their good fortune. BOOM. Post of the fucking decade. High five, Otter. Oh please, like this fuckstick will incur a single nickel of tax liability to pay for this fucking thing. It's easy as shit to be generous when generosity only requires pulling a lever for some shitbag politician to siphon off someone else's cash.
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Post by busabus114 on Oct 2, 2013 20:23:19 GMT -6
I work with several small businesses who have 50-60 employees and they think it is more cost effective to eliminate positions to get under 50 FTE to eliminate ACA requirements so that is what they are planning to do So rather than continue to grow and expand they are electing to contract and not work as hard. Sounds like they are lazy Americans who'd rather sit around looking for a handout then work hard. This makes no sense
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Post by thunderhawk on Oct 2, 2013 22:47:08 GMT -6
County only pays for the employee here, same with the school district. After that, premiums can cover family. Fam of 4 is 500/ month. And that is before obamacare. No idea what the change will be but rigt now there is no change. Thank God for the ole tricare retiree plan that uncle offers us old military guys. That's fucking dirt cheap. The single premium for the IC school district is about $500. WOW. That's steep.
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Post by thunderhawk on Oct 2, 2013 23:01:12 GMT -6
BOOM. Post of the fucking decade. High five, Otter. Oh please, like this fuckstick will incur a single nickel of tax liability to pay for this fucking thing. It's easy as shit to be generous when generosity only requires pulling a lever for some shitbag politician to siphon off someone else's cash. I was adding up in my head how much I've paid just in federal income taxes over the past decade or so, but the visions of forlorn Porsches and shit started to depress me so I stopped adding. Suffice it to say I'm not a net taker, and yeah, I WANT my tax money to help other Americans get health insurance. That's my cash. That's how I want it spent. Because I'm sick of this country having shittier health insurance coverage than the Fatherland, or anywhere else in the industrialized world for that matter. Seriously, if you went to Canada or Britain or Deutschland and told their citizens that you were gonna scrap their healthcare systems for the American "model," you'd prolly get your ass kicked, if not worse. en.wikipedia.org/wiki/The_Greatest_Canadianwww.businessinsider.com/british-satisfied-with-nhs-2013-9pri.org/stories/2012-03-28/why-germans-dont-have-problem-mandated-health-care
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Post by Stan's Field on Oct 2, 2013 23:45:27 GMT -6
Anyone laid off? Have their hours reduced? Had their company-paid insurance policy ended and told to go on a state exchange? Lost coverage for a spouse and/or children? Srs question; no rant intended (at least for now) against the Current Occupant of the WH. In our house, Tweetsie's former employer is kicking several thousand of us retirees off company-supported insurance plans similar to what we had when we worked and on to plans obtained through exchanges, with a company subsidy. Several problems with that: the envisioned subsidy will come nowhere close to replacing what the company currently is paying, meaning significantly higher out-of-pocket expense to the retiree and their families; the plans themselves will have far fewer benefits and the networks are low budget that mostly include new or lower-ranked doctors trained outside of the good ol' USofA; it's not what we signed up for when he went to work for the company and sacrificed time with families and personal holidays over several decades. I know I sound like an old fart; probably cuz I am. Mrs. Tweeter, a public school teacher, is hearing that her district is considering limiting coverage to only the employee, no spouses or families, and/or possibly limiting hours and pushing employees onto exchanges. Can someone explain this to me further, like in greater detail?
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Post by dbcooper on Oct 3, 2013 0:34:10 GMT -6
Oh please, like this fuckstick will incur a single nickel of tax liability to pay for this fucking thing. It's easy as shit to be generous when generosity only requires pulling a lever for some shitbag politician to siphon off someone else's cash. I was adding up in my head how much I've paid just in federal income taxes over the past decade or so, but the visions of forlorn Porsches and shit started to depress me so I stopped adding. Suffice it to say I'm not a net taker, and yeah, I WANT my tax money to help other Americans get health insurance. That's my cash. That's how I want it spent. Because I'm sick of this country having shittier health insurance coverage than the Fatherland, or anywhere else in the industrialized world for that matter. Seriously, if you went to Canada or Britain or Deutschland and told their citizens that you were gonna scrap their healthcare systems for the American "model," you'd prolly get your ass kicked, if not worse. en.wikipedia.org/wiki/The_Greatest_Canadianwww.businessinsider.com/british-satisfied-with-nhs-2013-9pri.org/stories/2012-03-28/why-germans-dont-have-problem-mandated-health-careYes, give me Canada's healthcare system. I might get surgical treatment for my broken leg 9 weeks after the gangrene has set in. dailycaller.com/2012/07/11/report-thousands-fled-canada-for-health-care-in-2011/
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Post by Deleted on Oct 3, 2013 5:30:35 GMT -6
Anyone laid off? Have their hours reduced? Had their company-paid insurance policy ended and told to go on a state exchange? Lost coverage for a spouse and/or children? Srs question; no rant intended (at least for now) against the Current Occupant of the WH. In our house, Tweetsie's former employer is kicking several thousand of us retirees off company-supported insurance plans similar to what we had when we worked and on to plans obtained through exchanges, with a company subsidy. Several problems with that: the envisioned subsidy will come nowhere close to replacing what the company currently is paying, meaning significantly higher out-of-pocket expense to the retiree and their families; the plans themselves will have far fewer benefits and the networks are low budget that mostly include new or lower-ranked doctors trained outside of the good ol' USofA; it's not what we signed up for when he went to work for the company and sacrificed time with families and personal holidays over several decades. I know I sound like an old fart; probably cuz I am. Mrs. Tweeter, a public school teacher, is hearing that her district is considering limiting coverage to only the employee, no spouses or families, and/or possibly limiting hours and pushing employees onto exchanges. Can someone explain this to me further, like in greater detail? Just tune in to fokkks and you'll hear the same lies that tweatir is regurgitating. But don't you try to take any of ok4p's hard-earned money and give it to a poor.
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Post by Ginger on Oct 3, 2013 7:02:01 GMT -6
I know there's going to be a lit of adjustment by businesses and everyone in general, but I think in the long run it will be beneficial to both.
Businesses complain about how much they have to spend on an employees healthcare, which isn't counted (yet) as taxable income for said employee, (although I know that's been discussed) but I doubt very many companies are going to boost that employees wages once they push that employee to Health exchanges. I don't see that...so they will save money. Where I work now, those employees that are PRN make $10-15 more per hour because they aren't paid benefits. Give the employee that extra money and let them handle their own insurance.
Employees that have been stuck in a crappy job only because of the fact that they have insurance and maybe a pre existing condition, now have the freedom to get on on exchange and maybe get a job that will make them happier. You just never know.
Lots of employees sponsored plans are pretty bad, or in my case, limit me to going to the hospital I work at. Thank goodness I have my insurance on my husbands plan but who knows how that will change. Where I work, we got the all staff email yesterday, explaining that the healthcare care plan would be changing (sorry) and that it would also be based on lab results so you are required to get certain blood tests to submit that info to them. Your premiums are based on that result, and your weight and blood pressure. This isn't the exchange....it's the company's healthcare plan that's being offered.
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Post by #70 on Oct 3, 2013 7:18:47 GMT -6
I just want to know if it would be cheaper to get on obamacare fer myself and maybe even add my kid to it and let my wife get ONLY her insurance thru the school district. For just her it was like $75 a month - you add me and its like $475 - $500.
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Post by Deleted on Oct 3, 2013 7:30:40 GMT -6
I know there's going to be a lit of adjustment by businesses and everyone in general, but I think in the long run it will be beneficial to both. Businesses complain about how much they have to spend on an employees healthcare, which isn't counted (yet) as taxable income for said employee, (although I know that's been discussed) but I doubt very many companies are going to boost that employees wages once they push that employee to Health exchanges. I don't see that...so they will save money. Where I work now, those employees that are PRN make $10-15 more per hour because they aren't paid benefits. Give the employee that extra money and let them handle their own insurance. Employees that have been stuck in a crappy job only because of the fact that they have insurance and maybe a pre existing condition, now have the freedom to get on on exchange and maybe get a job that will make them happier. You just never know. Lots of employees sponsored plans are pretty bad, or in my case, limit me to going to the hospital I work at. Thank goodness I have my insurance on my husbands plan but who knows how that will change. Where I work, we got the all staff email yesterday, explaining that the healthcare care plan would be changing (sorry) and that it would also be based on lab results so you are required to get certain blood tests to submit that info to them. Your premiums are based on that result, and your weight and blood pressure. This isn't the exchange....it's the company's healthcare plan that's being offered. Ahh, what do you know, you only have a career in health care. Pfft. Regarding RomneyCare, I only trust the opinions of hard-working people in the legal and financial sectors.
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Post by thunderhawk on Oct 3, 2013 9:32:02 GMT -6
The fact that you read the daily caller confirms that you're a propaganda-seeking, confirmation bias addled fuckhole. Get your lips off Tucker Carlson's cock and free your jaw and mind. Maybe next time you can post a Limbaugh clip.
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